First Home Buyers
We'll help you into your First Home
Rated 5 from 4 Reviews
We'll help you into your First Home
Rated 5 from 4 Reviews
Buying your first home is an exciting journey, but it can also feel overwhelming. At Best Choice Financial Services, we are dedicated to helping first home buyers in Cabramatta and across Australia make informed decisions. Our expertise in accessing Home Loan options from banks and lenders across Australia ensures you find the ideal solution tailored to your needs. We offer guidance on interest rates, loan types, and the entire application process, making your dream of owning a home a reality.
One of the most crucial steps for first home buyers is understanding your borrowing capacity. This involves assessing your financial situation and determining how much you can borrow from banks and lenders nationwide. We assist you in reviewing your credit history and bank statements to provide a clear picture of your financial health. By understanding your loan to value ratio (LVR) and the potential loan amount, we ensure you are well-prepared to apply for a home loan. Additionally, we offer insights into interest rate options, including variable and fixed interest rates, helping you choose the best fit for your circumstances.
As a first-time buyer, it's essential to explore all available financial benefits. Our team will help you check eligibility to access lenders mortgage insurance (LMI) waivers and first home owner grants (FHOG). These opportunities can significantly reduce upfront costs associated with buying your first home. We also provide information on stamp duty concessions that may apply, saving you money in the long run. Understanding these options can make a substantial difference in your overall financial commitment.
Securing pre-approval is a vital step in buying your first home. With our streamlined application process, you can get pre-approved efficiently, knowing exactly what to expect. Our comprehensive approach includes analysing your credit history and financial situation, ensuring that your application stands out to potential lenders. Moreover, we offer advice on setting up an offset account to manage your repayments effectively. For those considering future investments, we provide information on investment loan options and the application process for your first investment property.
The property market can be complex, but with Best Choice Financial Services by your side, you have access to banks and lenders nationwide offering competitive interest rate discounts. Our experience enables us to guide you through every step, from understanding the loan amount to managing the application process. Whether you're buying your first home or exploring investment opportunities, we tailor our services to meet your specific needs.
Embarking on the journey of buying your first home is a significant milestone, and at Best Choice Financial Services, we are here to support you every step of the way. By offering expert advice on accessing Home Loan options from banks and lenders across Australia, interest rate considerations, and available grants, we aim to simplify the process for you. If you're ready to take the next step towards owning a home, contact us today for a consultation and discover how we can make this experience as seamless as possible.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentTT
Tony Tran
I was referred to Best Choice Financial Services by a friend to help me with my home loan as I was first home buyer and was trying to navigate through home loans and purchase processes. Harry was my main contact and walked me through all the paperwork and processes to help make the whole purchase journey smoother. Through his advice and guidance, i was able to secure a a borrowing capacity within my financial budget and was able to get the property i wanted. Thanks again Harry and Team!
MD
Maggie Dang
I highly recommend Harry. Harry is very professional, easy going and and always has your best interests at heart. He is always keeping in contact with where the process is up to and ensuring everything is stress free. Harry definitely put in his best efforts to help me in getting my business loan approved. Harry I can not thank you enough
CT
Chan To
I’ve recently secured an investment property on the Gold Coast after being told by CBA that it was not possible to refinance with them. Harry helped me refinanced to one of the other big 4 and secured an investment property loan in a very timely manner. His service extend beyond just filling and lodging forms to secure loans, he offered me financial advice and guided me through the whole process and keeping me updated with my application even after the settlement. If you are thinking of refinancing or financing to purchase, I highly recommend you speak to Harry and his team. Thank you and I will see you again when I’m able to purchase anything else.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We can organise after hour visit and work around your busy schedule as long as you are within distance from us. If we cannot meet face to face we can book in an online call to help with all your enquiries. We have helped all our interstate customer that way.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We don't charge any fee to our clients, all our commissions are from the bank/lenders.
HTE Investments Pty Ltd ABN: 67 659 308 504. Credit Representative #525751 is authorised under Australian Credit License #78524.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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