First Home Buyers

We'll help you into your First Home

Rated 5 from 4 Reviews

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We'll help you understand the loan types, grants and incentives to get you into your First Home

Buying your first home is an exciting journey, but it can also feel overwhelming. At Best Choice Financial Services, we are dedicated to helping first home buyers in Cabramatta and across Australia make informed decisions. Our expertise in accessing Home Loan options from banks and lenders across Australia ensures you find the ideal solution tailored to your needs. We offer guidance on interest rates, loan types, and the entire application process, making your dream of owning a home a reality.

One of the most crucial steps for first home buyers is understanding your borrowing capacity. This involves assessing your financial situation and determining how much you can borrow from banks and lenders nationwide. We assist you in reviewing your credit history and bank statements to provide a clear picture of your financial health. By understanding your loan to value ratio (LVR) and the potential loan amount, we ensure you are well-prepared to apply for a home loan. Additionally, we offer insights into interest rate options, including variable and fixed interest rates, helping you choose the best fit for your circumstances.

As a first-time buyer, it's essential to explore all available financial benefits. Our team will help you check eligibility to access lenders mortgage insurance (LMI) waivers and first home owner grants (FHOG). These opportunities can significantly reduce upfront costs associated with buying your first home. We also provide information on stamp duty concessions that may apply, saving you money in the long run. Understanding these options can make a substantial difference in your overall financial commitment.

Securing pre-approval is a vital step in buying your first home. With our streamlined application process, you can get pre-approved efficiently, knowing exactly what to expect. Our comprehensive approach includes analysing your credit history and financial situation, ensuring that your application stands out to potential lenders. Moreover, we offer advice on setting up an offset account to manage your repayments effectively. For those considering future investments, we provide information on investment loan options and the application process for your first investment property.

The property market can be complex, but with Best Choice Financial Services by your side, you have access to banks and lenders nationwide offering competitive interest rate discounts. Our experience enables us to guide you through every step, from understanding the loan amount to managing the application process. Whether you're buying your first home or exploring investment opportunities, we tailor our services to meet your specific needs.

Embarking on the journey of buying your first home is a significant milestone, and at Best Choice Financial Services, we are here to support you every step of the way. By offering expert advice on accessing Home Loan options from banks and lenders across Australia, interest rate considerations, and available grants, we aim to simplify the process for you. If you're ready to take the next step towards owning a home, contact us today for a consultation and discover how we can make this experience as seamless as possible.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

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Buying your First Home

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment

TT

Tony Tran

I was referred to Best Choice Financial Services by a friend to help me with my home loan as I was first home buyer and was trying to navigate through home loans and purchase processes. Harry was my main contact and walked me through all ...

MD

Maggie Dang

I highly recommend Harry. Harry is very professional, easy going and and always has your best interests at heart. He is always keeping in contact with where the process is up to and ensuring everything is stress free. Harry definitely put ...

CT

Chan To

I’ve recently secured an investment property on the Gold Coast after being told by CBA that it was not possible to refinance with them. Harry helped me refinanced to one of the other big 4 and secured an investment property loan in a very ...

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Do you have after hour service?

We can organise after hour visit and work around your busy schedule as long as you are within distance from us. If we cannot meet face to face we can book in an online call to help with all your enquiries. We have helped all our interstate customer that way.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Is there a brokerage fee?

We don't charge any fee to our clients, all our commissions are from the bank/lenders.

Ready to get started?