Investment Loans
We have access to hundreds of investment loan options, let us help you with your investment loan
Rated 5 from 4 Reviews
We have access to hundreds of investment loan options, let us help you with your investment loan
Rated 5 from 4 Reviews
At Best Choice Financial Services, we understand that investing in property can be a pivotal step towards financial security. Our mission is to assist clients from Cabramatta and beyond in accessing investment loan options from banks and lenders across Australia. Whether you're buying a home or expanding your investment property portfolio, we provide expert guidance tailored to your needs. Our bilingual team, fluent in both English and Vietnamese, is ready to help you explore the best investment loan options available, ensuring you make informed decisions in the ever-evolving property market.
When considering an investment loan, understanding the intricacies involved is crucial. One of the primary factors to consider is the interest rate. This can significantly affect your repayments and overall borrowing costs. At Best Choice Financial Services, we offer access to a range of variable and fixed interest rates, allowing you to choose the option that best suits your financial situation. Calculating investment loan repayments will help you understand your financial commitment, and our team can guide you through this process, considering factors such as loan amount and term.
Another important aspect is the loan-to-value ratio (LVR). This ratio determines how much you can borrow compared to the value of the property and influences whether you'll need lenders mortgage insurance (LMI). A higher LVR may require LMI, adding to your costs. Our advisors will help you evaluate your borrowing capacity and assess whether an LVR meets your financial objectives. We also consider your credit history, as it plays a significant role in the investment loan application process. Maintaining a healthy credit score can lead to interest rate discounts, benefitting your long-term financial plan.
Stamp duty is another consideration when purchasing an investment property. This tax varies depending on the location and value of the property. Understanding these costs upfront can help you better prepare financially. Our team will assist you in navigating these additional expenses, ensuring you have a comprehensive understanding of all costs involved.
The application process for an investment loan can be intricate, involving numerous documents such as bank statements and proof of income. At Best Choice Financial Services, we offer a streamlined application process designed to make applying for an investment loan as straightforward as possible. Our team will guide you through each step, ensuring all paperwork is accurately completed and submitted on time. For those acquiring their first investment property or adding to an existing portfolio, our expert advice can make a significant difference in achieving favourable outcomes.
As you consider your options, it's essential to stay informed about the latest trends in the property market. Our experienced advisors are well-versed in current market conditions and can provide insights to help you make strategic investment decisions. Whether you're looking to secure your first investment property or expand your portfolio, understanding the market dynamics will position you for success.
We invite you to take advantage of our expertise at Best Choice Financial Services. Whether you're applying for an investment loan or seeking advice on building your investment property portfolio, our team is dedicated to providing comprehensive support. Contact us today to explore how we can assist you in accessing the best investment loan options from banks and lenders across Australia. Let us help turn your property investment dreams into reality.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentTT
Tony Tran
I was referred to Best Choice Financial Services by a friend to help me with my home loan as I was first home buyer and was trying to navigate through home loans and purchase processes. Harry was my main contact and walked me through all the paperwork and processes to help make the whole purchase journey smoother. Through his advice and guidance, i was able to secure a a borrowing capacity within my financial budget and was able to get the property i wanted. Thanks again Harry and Team!
MD
Maggie Dang
I highly recommend Harry. Harry is very professional, easy going and and always has your best interests at heart. He is always keeping in contact with where the process is up to and ensuring everything is stress free. Harry definitely put in his best efforts to help me in getting my business loan approved. Harry I can not thank you enough
CT
Chan To
I’ve recently secured an investment property on the Gold Coast after being told by CBA that it was not possible to refinance with them. Harry helped me refinanced to one of the other big 4 and secured an investment property loan in a very timely manner. His service extend beyond just filling and lodging forms to secure loans, he offered me financial advice and guided me through the whole process and keeping me updated with my application even after the settlement. If you are thinking of refinancing or financing to purchase, I highly recommend you speak to Harry and his team. Thank you and I will see you again when I’m able to purchase anything else.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We can organise after hour visit and work around your busy schedule as long as you are within distance from us. If we cannot meet face to face we can book in an online call to help with all your enquiries. We have helped all our interstate customer that way.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We don't charge any fee to our clients, all our commissions are from the bank/lenders.
HTE Investments Pty Ltd ABN: 67 659 308 504. Credit Representative #525751 is authorised under Australian Credit License #78524.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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