Refinancing
Take advantage of better rates on the market and start saving
Rated 5 from 4 Reviews
Take advantage of better rates on the market and start saving
Rated 5 from 4 Reviews
Refinancing can be a valuable financial strategy for homeowners looking to optimise their current loan arrangements. At Best Choice Financial Services, we offer expert guidance in refinancing, ensuring clients in Cabramatta and beyond can access loan options from banks and lenders across Australia. Whether you're considering releasing equity to buy the next property or simply aiming to reduce loan repayments, our team is here to help. Our bilingual services in English and Vietnamese ensure clear communication, making us a reliable partner for your refinancing needs.
Refinancing can allow you to secure a better interest rate, potentially lowering your monthly payments and saving you money over time. If your fixed rate period is ending, it might be the perfect moment to reassess your financial situation. By switching to a variable interest rate or negotiating a new fixed interest rate, you could access a lower interest rate that aligns with your current needs. Moreover, our access to banks and lenders nationwide means we can present you with a wide array of better loan options tailored to your circumstances.
Another compelling reason to consider refinancing is the opportunity to consolidate debts. By combining multiple debts into your mortgage, you can streamline your repayments into one manageable monthly payment. This not only simplifies your financial commitments but could also reduce loan repayments by lowering the overall interest you pay. We help you check eligibility for special lender policies that may offer additional benefits in this process.
Releasing equity in your property is another strategic advantage of refinancing. If your property's value has increased, you may be able to release equity to buy the next property or fund other significant life events. Our team will guide you through the application process, ensuring all necessary documents such as bank statements are prepared and submitted efficiently. Whether you're looking to change your loan term for more flexible repayments or access funds for investment, we're equipped to assist every step of the way.
Understanding refinance interest rates is crucial. At Best Choice Financial Services, we simplify this aspect by comparing rates from various banks and lenders nationwide. We ensure you understand how factors like loan amount and credit history influence the rates you're offered. Our streamlined application process means you'll spend less time on paperwork and more time focusing on your goals.
In summary, refinancing presents numerous benefits, from accessing a lower interest rate to consolidating debts and releasing equity. Best Choice Financial Services is committed to helping you explore these options, ensuring you have access to banks and lenders across Australia for the most suitable solutions. Contact us today to begin your refinancing journey and take control of your financial future with confidence.
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Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
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Tony Tran
I was referred to Best Choice Financial Services by a friend to help me with my home loan as I was first home buyer and was trying to navigate through home loans and purchase processes. Harry was my main contact and walked me through all the paperwork and processes to help make the whole purchase journey smoother. Through his advice and guidance, i was able to secure a a borrowing capacity within my financial budget and was able to get the property i wanted. Thanks again Harry and Team!
MD
Maggie Dang
I highly recommend Harry. Harry is very professional, easy going and and always has your best interests at heart. He is always keeping in contact with where the process is up to and ensuring everything is stress free. Harry definitely put in his best efforts to help me in getting my business loan approved. Harry I can not thank you enough
CT
Chan To
I’ve recently secured an investment property on the Gold Coast after being told by CBA that it was not possible to refinance with them. Harry helped me refinanced to one of the other big 4 and secured an investment property loan in a very timely manner. His service extend beyond just filling and lodging forms to secure loans, he offered me financial advice and guided me through the whole process and keeping me updated with my application even after the settlement. If you are thinking of refinancing or financing to purchase, I highly recommend you speak to Harry and his team. Thank you and I will see you again when I’m able to purchase anything else.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We can organise after hour visit and work around your busy schedule as long as you are within distance from us. If we cannot meet face to face we can book in an online call to help with all your enquiries. We have helped all our interstate customer that way.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We don't charge any fee to our clients, all our commissions are from the bank/lenders.
HTE Investments Pty Ltd ABN: 67 659 308 504. Credit Representative #525751 is authorised under Australian Credit License #78524.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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